Broker Check

A comprehensive financial plan serves as a blueprint for your financial life.  

We will guide you through a discovery process to define your future goals and help you avoid any blind spots.

As your fiduciary, we will focus on the biggest drivers of financial success such as behavioral questions like:

1. How much do you need to save and how should you do it?

2. How do you develop the right investor mindset for your situation and risk tolerance?

Of course , minimizing investor costs is also critical and the duty of a fiduciary.

A plan to do all this covers a lot of topics - cash flow analysis, risk management (insurance), tax planning, investment planning, retirement planning, estate planning, and more.  We can break it down into manageable chunks or take it on all at once according to your preference.

Hourly Advice

Prior to the engagement, we will provide you with a “Not to Exceed” engagement price based on estimated work hours.

Our fee is $250 per hour and as your fee-only advisor that is our only source of income

unless you also sign up for asset management which is also fee-only.

Here are some typical situations and estimated costs*:

Starter Plan

Starter Plan

For single individuals and young couples with no children. We'll get you started with a broad-based plan that reviews and makes recommendations for your cash flow, assets and liabilities, best use of employee benefits, financial goal setting, savings and investments. Your plan will set you on your path to financial security. Plan prices typically range between $2,000 to $3,000.

Mid Career Plan

Mid Career Plan

For mid-career professionals and families. A broad-based plan that includes an analysis of your cash flow, assets and liabilities, insurance review, investments, educational funding, and preparation of a retirement planning model. Your strengths and weaknesses of your current situation are identified along with specific recommendations for moving forward. Plan prices typically range between: $3,000 to $4,000.

The Retiree

The Retiree

For those in or close to retirement. A broad-based plan that provides: a plan for retirement income and the tax-efficient draw-down of your assets, risk and income requirement investment strategies, inheritance/legacy considerations, a retirement planning model, and more. Plan prices typically range between $3,500 to $4,500.

Annual Update

Annual Update

Annual updates and reviews are critical to the financial planning process. We will review your plan components and update as necessary, including investment allocations and progress toward your goals, with specific recommendations to keep your plan on track. Annual updates include ongoing access and advice on items in-scope for the entire year. The typical fee is less than half of the fee charged for your original plan.

*All price ranges given are a guide. All plans and updates are tailored to your specific needs and it is possible that your pricing may fall above or below the plan range given. Prior to any engagement, specific pricing is fully disclosed and agreed to by all parties.

Not looking for a comprehensive plan?

Maybe you simply want an opinion on the advice that you are already receiving from your current advisor.

Perhaps you have a specific request that is limited in scope and only address one or two specific areas.

We are happy to engage you on a per hour basis to address your specific needs.

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you.   |  703-573-7325