Your Guide In a Changing Landscape
Your life is complicated and you need a plan to move forward.
You see the need for sustainability, but you wonder if sustainable investing will reduce your returns.
Together, we will
- detangle the complexity and organize your finances,
- protect and grow your assets in alignment with your values,
- ensure your peace of mind that you are on your best path,
so that you can focus on what you do best and what matters most.
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✓ You want your investments to reflect your values, concerns, or the legacy you want to leave.
✓ You are in your peak earning years, or you are heading into retirement (the times when the complexities of your financial life are greatest), or
✓ You receive deferred, equity, or other non-salary compensation (when tax planning is critical.)
🚫 You are not interested in a long-term planning relationship.
🚫 You are not comfortable sending information electronically and meeting virtually. (I am happy to get to know you over coffee or lunch, but working meetings are usually virtual.)
🚫 You are interested in speculative investments such as cryptocurrencies, frequent trading, or market timing.
Good:
One-Time Plan
(Validation or Collaboration)
Like a consultant, lawyer, or CPA, I offer an hourly fee for service option.
- $300/hour for limited-scope financial plans or consultations.
My advice is precise and customized to your situation. Plans may address any, but not all, of the complete range of financial concerns.
This option only works for individuals or families in one of these categories:
- Your situation has relatively low complexity.
- You only need help in one area, such as selecting investments for the long term or managing employee stock options or other equity compensation.
- You have already put in significant time and effort on your own and need a validator and help in a few spots - some people call this a "sanity check."
Periodic updates are then scheduled at your desired frequency for an additional hourly fee.
Better:
Long-Term Relationship
(Collaboration)
The most effective planning relationship is an ongoing arrangement because the value of advice increases with time and familiarity.
My fee is 2% of your household income for the first year and 1% each year after that.
You get our comprehensive planning service with consistent, timely support throughout the year.
Best:
Professional Investment Management
(Delegation)
For clients that want the complete package: investment management is billed as a percentage of assets, with all of the ongoing comprehensive financial planning services of the long-term relationship included in one bundled fee.
* Negotiable.
If you pay a percentage of your assets as a management fee with someone else, let me show you how I can do it better, with more services and efficiency.
