Are all CFP® practitioners fiduciaries?

Sadly, no, not all the time. The CFP board requires that members act as your fiduciary “when giving financial advice.”  That means that when acting in a sales capacity, a CFP who is not part of a Registered Investment Advisory firm (like Your Best Path, LLC) may ignore your best interests when acting as a salesperson and is not legally required to disclose their conflicts of interest. Since we are fee-only and never sell any products, we are free to be your fiduciary at all times without exception.